How to teach your teenager financial responsibility?

Portrait of a happy mother and son saving money in a piggybank and smiling – home finances concepts

Teenagers find it difficult to resist something they want—as they are in a very sensitive phase of life. These growing years attract you for things in front of you desiring to have it at any cost. With the pressures of school, sports, friends being a teenager is hard enough these days.
We are currently living in a materialistic world where it needs a lot of patience to manage our expenses and the same goes for our kids.
If they don’t tread cautiously, they can become sucked into the false belief that “money solves everything.

Are you ready to help them develop a deep understanding of their finances which will lead to wise financial practices? Here are a few tips to teach them the importance of managing their finances, before they leave the nest and your constant guidance.

  1. Teach them to earn. Teach your teen to appreciate money. What better ways to teach them than by making them work hard for it? If you as parents earn money by working hard then why not teach our kids the same? If we give them everything and don’t make them work for it, they will never learn to put in a good work ethic and get rewarded in return. Give your kids some tasks which they can handle, you may create a list of responsibilities or chores that they can complete, to earn their own spending money. This will also instill a sense of, accomplishment in your teen and he will take pride in them.

2. Explain to them the consequences of debt. Take time to explain the basics of borrowing so they understand how expenses can continue to increase if the debt is not paid off. Show them calculations with interest rates for credit cards, auto loans, student loans, personal loans, and mortgages. Give them an understanding of debt-to-income ratios and what that means in the context of their financial well-being.


3. Persuade them to save: Your teen might have an opportunity to make a little money. This income might stem from a part-time job or a weekly allowance for household chores. Unfortunately, your teenager is also at an age where peer pressure and advertising might persuade him to buy things without thinking through the purchases. As tempting as spending is, this is a good time to teach the value of saving. Talk to your kids about paying themselves first by putting part of their earnings into a savings account.


4. Encourage them to donate – Teens are naturally self-centered. Just like little children. It’s on our part to teach our kids to think outside of themselves. They need to learn that there is a world of people out there and some of them are worse off. You may help your child in a great way by making your teens do service for others. Another great way is to have them learn to donate. Help them pack up some of their unused or unwanted things to give to charity. You can even help set them up to donate some of the money they earn to a charity. Sharing is a way of giving back which will help others in the community and will help your teen learns to be charitable and think of others.


5. Motivate them to plan for college. Now is a good time to talk about the growing cost of higher education. Your child should know how much cost will be incurred in his higher studies by you; make him aware of your expense and whether he will need to contribute through his savings or work. If you’ve established a college savings plan, discuss how it works. Explain the difference between tuition costs at a private college and a government school. You may also discuss with your kid the options like government or private loans, and ask them to do some research on possible opportunities for scholarships. It’s crucial to have an open conversation with your teen in this matter and also ask him to undergo some solid research.

At LPS Global, the best CBSE schools in Noida, we believe that entrusting teens now with opportunities to spend and save money allows them to learn while under parental guidance and protection.

Today’s financial understanding will become a wise decision making for better spending habits and responsible stewardship tomorrow.

Help teens to get enough sleep, read more here .

Ten ways that parents help teens get enough sleep

little girl sleeping and hugging her teddy bear

Sleep research indicates that a teen needs between 8 and 10 hours of sleep every night. This is more than the quantity a child or adult needs. Yet most teenagers only get about 6.5 – 7.5 hours sleep per night, and a few get less.  Habitually not getting sufficient sleep leads to chronic sleep deprivation. This can have remarkable effects on a teenager’s life, impacting their mental welfare, heightening their risk of depression, anxiety, and low self-esteem. It can also affect academic functioning at school.  

So, here’s ten ways that parents can help teens get enough sleep:

1.         Charge phones elsewhere

Make it a family law to charge all devices in a parent’s bedroom or another isolated space to lessen temptation at bedtime. Several teens that I’ve seen in my practice essentially describe a sense of relief when their parents restrict phone use because it takes away some of that tension to keep up with social news and what their peers are up to.

2.         Avoid sleeping in on weekends.

This one might be difficult to execute but the later your teen wakes up on the weekend, the later they’ll fall asleep at night, this throws their during-the-week schedule out of order. Urge them to keep a stable sleep and wake cycle every day. Stability is key for good sleep.

3.         Simplify

“Overscheduling” and the tension to build a college resume have driven many teens beyond what they can fairly achieve in the space of a day or a week. “We need to get colleges to revise the message they’re sending but that may not be possible still the family is the core. You have to help your child realize that they can’t do a hundred percent of everything.

” Kids need you to help them set reasonable expectations for their time.

4.         Get your teen to “chill out” before bedtime

If your teen is regularly stressed out, recommend that they do yoga or meditation to help them alleviate their racing thoughts. Going to bed anxious decreases the quality of their sleep, so suggest relaxation techniques for your teen. If they have trouble relaxing, then the issue should be examined out by a doctor.

5.         Discourage afternoon naps

Even if they may offer more sleep short term, naps make it tougher to fall asleep at night. They also break down sleep, which means a lesser quality of sleep and a small number of benefits. If this is a habit, do the anything thing you can to resign naps for a week to make it easier to not nap.

6.         Wear sunglasses.

Bright light is triggering. “If your teen has trouble winding down at night, get them to wear sunglasses” in the afternoon and into the evening. In turn, your teen can make use of light to help them wake up in the morning (such as opening the shades right away).

7.         Limit caffeine

No one ever advocates teens to consume caffeine. But if they are going to have it, we dissuade energy drinks, which tend to have much greater levels of caffeine than tea or coffee. We also don’t advise any caffeinated drinks later than lunchtime, to avoid sleep disruption. It’s better to get to bed at an earlier time than to get a surge of energy in the day.

8.         Visit a doctor

If a sleep issue is suspected, the doctor will assess your teen’s total health and sleep habits. In supplement to doing a physical assessment, the doctor will take a medical history by asking about any worries and symptoms your teen has, and about his or her past health, your family’s health, and any medications your teen is undergoing.

9.         Start the bedtime procedures earlier.

 None of us can go right from a physically or mentally extreme activity right to sleep. If bedtime is 9:00 pm, that implies that your teen needs to start winding down between 8 and 8:30 so that they are prepared to fall asleep at 9.

10.       Think About giving them high-carb snacks if they have trouble falling asleep

Eating high-carb foods before bed does the trick. These snacks make you warmed up and sleepy. Consider giving them these snacks: pretzels, cereal, graham crackers, fresh fruit, dried fruit, fruit juice, vanilla wafers, saltines, popcorn, or toast with jam or jelly.

LPS Global School is a world-class educational institute with amenities and facilities at par with the best in the world. We nurture children’s individual talent and emphasize the importance of educating the whole child with attention to their physical, emotional, and social development. We are determined to make a positive difference to the future of our students and their families. The simple choices you make with regard to your child’s education change their lives in the most drastic ways, so choose right. Here’s our contact information to help you enroll your children in LPS Global School.

How to help adolescents develop healthy eating habits?

          With the advancement in society, our adolescents are becoming free to make their own decisions in every respect even if it’s about making food choices. Many adolescents experience an increase in appetite with the growing gush of energy in them and thus it’s become equally important for parents to provide them with healthy foods to meet their growth needs.

Nowadays unhealthy food choices have become easy to be made simply because such unhealthy foods are available, quick, and convenient. It is much easier to rip open a bag of chips and chug down a soda when hungry than it is to cut up vegetables and prepare a healthy dip.

We have brought some tips to assist youth to adopt healthy eating habits:

1.      Have regular mealtime. Children generally respond well to consistency in routine. Don’t try to change their schedules frequently rather provide them with food regularly at a fixed time every day. Nutrition is supplied by a regular feeding mostly and in two ways. If your kid is in a habit of eating irregular meals then it can disrupt the body’s metabolism that controls our nutritional processes. Many of our bodies’ food-related processes are controlled by circadian rhythms, including appetite, digestion and metabolism. Proper meal time is essential to maintain this rhythm.

2.      Limit screen time. Screen time is directly related to “mindless” eating. The more your kid will watch Television or spend time in playing video games and using a smartphone, tablet, or computer the more he will gobble up mindlessly without movement and the less time he will have for active stuff, like basketball, bike riding, and swimming. During this screen time, it goes unnoticed how much your child gobbles up which ultimately is unhealthy.

3.      Keep track of your kid. Are you aware of what your child is eating away from home? It is said that 25 per cent of children ages 2 to 4 are in daycare 20 to 40 hours a week. Keep a check on the meals and snacks you are offering your child and also a track of what he is consuming outside. If he is in taking unhealthy meals away from home it will ultimately make it harder to control ingredients, calories, and portions. Kids can’t resist hunger. They’ll eat what’s available in the school canteen. So it’s better to keep a check and also provide extra healthy items to snack on when your child is outside.

4.      Model a healthy habit. It goes without any doubt that your child learns food habits i.e., what to eat, how much to eat when to eat, where to eat from you. To encourage healthy eating in your kid you have to eat healthily. Kids often imitate their parents and follow the lead of the adults they see every day. Eat fruits and vegetables and do not overindulge in the less nutritious stuff, this will send the right message to your kid. Another way to be a good role model is to serve appropriate portions and not overeat. Also, remember that parents who are always dieting or complaining about their bodies may develop the same negative feelings in their kids. Always have a positive approach to food especially in front of your child.

5.      Encourage Home Cooked Meals. Homemade is always the best. Encouraging your children to eat home-cooked meals every day will develop a lifelong healthy habit in them and thus may protect them from indulging unhealthy foods outside. You may restrict junk to once or twice a week but banning junk food completely is not suggested. Prepare healthy snacks like sweet potato wedges, sautéed veggies & cheese, whole wheat banana muffins, etc rather than serving home-cooked French fries, pizzas, sandwiches or burgers. Provide your teenager plenty of water to drink besides you may also provide some fresh juice for keeping himself hydrated.

          At LPS Global School best school in Noida, we believe eating healthy is an important part of a healthy lifestyle and is something that should be taught at a young age. We also arrange for our students to find out about nutrition for themselves by providing teen-oriented magazines or books with food articles and by encouraging them and supporting their interest in health, cooking, or nutrition.

10 backed up tips to beat exam stress in students

Sometimes the pressure of exams may cause you stress. Stress is your reaction to pressure and, while a little amount of pressure can be useful to keep you focused during exam time if it becomes too much, the study can seem impossible.

What does exam stress look like?

Some signs of stress include:

•          Feeling confused

•          Losing touch with friends

•          Having trouble making decisions

•          Feeling overwhelmed

•          Lack of motivation to do anything

•          Trouble sleeping or getting out of bed

•          Tense muscles or headaches

•          Having an upset stomach or feeling sick

Here are 10 backed up tips that will help you greatly!

1.         Take regular breaks

Even the most intense exam timetables will allow tiny time slots for a study break. This can involve 20-minute breaks during your revision day, and lengthier activities that you can look up to. Go out for dinner with friends, attend a performance, anything that you like doing in your free time that will take your mind off exams. Spending a little time away from the books will leave you feeling more relaxed and energized the next time you revise.

2.         Reduce your sugar intake

Research shows that when you’re stressed, your adrenal glands excrete cortisol a stress hormone to control it. But cortisol also influences your blood sugar level. So, the more your sugar intake increases, the more stressed you’ll feel.

3.         Take a Quick Walk

Many students feel as if they must spend their full time before exams with their books open and their pen poised for action. However, research has shown that physical exercise such as taking a walk can boost your memory and brainpower.

4.         Make yourself a revision timetable

We can’t stress enough how getting a bit of time to get yourself in order will make you feel more confident about these exams. Making a revision schedule and writing to-do lists each day will keep you prepared and on track to getting everything done and on time. Working out a daily routine and sticking to it is also good for the soul, as you’ll feel a lot more in control of the day. Remember to add in regular breaks as these will do you marvels.

5.         Speak to someone

If the stress gets to a point where it is tremendous and is influencing your day-to-day life, try and speak to someone about it. Your university or school should have a service where you can talk to people about your worries and they should be able to offer more advice on how to manage it.

6.         Learn time management techniques

A study on students showed that those who had been taught time management methods indicated lower levels of exam-related anxiety than those who had not. Effective time management involves getting enough rest and a good night’s sleep, which leaves you feeling more rejuvenated so that you’re able to focus when studying. Managing your time well helps you to prevent feeling overwhelmed, so you’ll be less stressed.

7.         Try to Get Enough Sleep

For some people, this is something that’s constantly put on the short end of the timetable, especially if you are trying to get the most out of college/school life. The advantages of a proper night’s sleep can never be undervalued. Most importantly, sleep helps your brain to integrate new knowledge into your long-term memory so that you can recall it when it comes to testing day.

8.         A change in the place of study helps

 You may also find a few different study spots that you feel comfortable and productive. The more bored or confused you are by your environment, the tougher it is to focus on your books.

9.         Get some sunlight every day

Another way to improve your serotonin levels is to increase your exposure to sunlight. Anywhere from 5 to 15 minutes of sunlight per day will help to keep your serotonin levels in the healthy range. But keep in mind to wear a hat and to use sunscreen if you’re going to be out in direct sunlight for longer than 15 minutes.

10.       Break Free from Distractions

I bet you don’t even realise the number of times you check Facebook, Instagram or whatever your vice is? When you add it all up together, it adds to a substantial waste of time. It can be hard to disconnect from your life outside of studying but focusing on the end goal and keeping the timeframe in mind will ease the process.

LPS Global School is a world-class educational institute with amenities and facilities at par with best in the world. We nurture children’s talent and emphasize the importance of educating the whole child with attention to their physical, emotional and social development. We are determined to make a positive difference to the future of our students and their families. The simple choices you make concerning your child’s education change their lives in the most drastic ways, so choose right.